The collision damage waiver (CDW) does not cover:
a) Damages done on purpose or by total carelessness of the driver.
b) Damages caused when the driver is intoxicated, under the influence of drugs, or by any other cause which renders him unfit to safely drive a vehicle.
c) Damages to the engine caused by water, such as when crossing un-bridged rivers or driving in water.
d) Damages which occur while the car is being raced or test-driven.
e) Damages caused through war activity, mutiny, riots, and uproar or by sabotage.
f) Burns on seats, carpets or floor mats.
g) Damages to wheels, tires, springs, batteries, glass (lights & windows), and radio as well as damages caused by theft of certain parts of the vehicle.
h) Damages caused by driving on bumpy roads on parts such as:
transmission, drive shafts, or other parts in or on the vehicle’s under wagon. Damages which occur on the under wagon when the vehicle hits the uneven road, such as ridges left by road planers, or rocks stuck in the road or the roadside. Same applies to damages which occur when loose rocks or other items hit the vehicle while it is being driven.
i) Damages caused when the vehicle is driven where driving is forbidden, also by driving off-road, on trails not marked on charts as normal roads, on snow piles, on ice, over un-bridged rivers or streams, on beaches, in dirt or on any other kind of off-roads.
j) Damages when sand, gravel, ash, lava or other earth materials are blown on the vehicle.
k) Should the vehicle be moved by sea, damages caused to it by the ocean water will not be paid.
l) Damages caused by the wind blowing up the door while opening it.
m) Other cases are referred to the general conditions of the comprehensive vehicle insurance.